Frequently Asked Questions - Homes for Sale

image1

How long does it take to buy a house?

Typically, it takes about 45  days from the time your offer is accepted to the day of closing.

When should I start looking for homes for sale?

It is always a good idea to start looking at the market a few months before you plan to write an offer.  Market information is very important because it will give you information you need to know in order to make the best decision possible. You always want to allow some time to find the right property, and patience can help to be sure you make a good, educated decision.

Do I have to be pre-qualified for a loan before I look?

It is very important to know what price range of houses for sale to look at.  It is also important for your Realtor to know what properties to show you that you can afford and fit your criteria.  This is a big purchase so don't be disappointed to find out you thought your budget was $350,000. only to learn you are qualified to purchase a $220,000. property.  Pre-qualification is extremely important and also lets your Realtor, Lender and Seller your are serious. 

Should I use a local lender or an online lender?

We believe in supporting those in our community and we have several Banks and Credit Unions who offer excellent service and whose employees live right here in Great Falls, Montana.  We also believe that it is important to be able to contact your lender and visit with them if you have questions.  Shop local helps our economy.  Always be sure you are getting fair rates and are not paying excessive fees. 


We also understand the desire to shop online and as long as you use a credible lender,  you should be fine.  If you have any questions ask your Realtor if they have had experience with a lender and if they close their transactions.  This should help you decide the pros and cons of using an online lender.  Always be sure you are getting fair rates and are not paying excessive fees. 

Why get a home inspection?

Buying a house can often become stressful and emotional.  It is best to have an independent home inspector go through the property using their checklist so that you have a good understanding of the condition and or any potential problems.  We use home inspectors because we want to limit the risk of having an unforeseen problem down the road. 

Have a Question?

If you have a question and are not currently working with another agent please feel free to email kelly@parisgibson.com or 

call 406-788-6826.  

Kelly has a Master's degree in Business and Real Estate and has vast experience in real estate.